Category: Life Hack Tips

If you want insurance protection only, and not a savings and investment product, buy a term life insurance policy.  If you want to buy a whole life, universal life, or other cash value policy, plan to hold it for at least 15-20 years. Canceling these policies after only a few …

You can save several hundred rupees a year on homeowner insurance and up to ₹5000 a year on renter insurance by purchasing insurance from a low-price, licensed insurer. Ask your state insurance department for a publication showing typical prices charged by different licensed companies. Then call at least four of …

 You can save several hundred rupees a year by purchasing auto insurance from a licensed, low price insurer. Call your state insurance department for a publication showing typical prices charged by different companies. Then call at least four of the lowest-priced, licensed insurers to learn what they would charge you …

 Consumers lose billions of rupees each year on unneeded or poorly done car repairs. The most important step that you can take to save money on these repairs is to find a skilled, honest mechanic. Before you need repairs, look for a mechanic who:   is certified and well established …

You can save hundreds of rupees a year by comparing prices at different stations, pumping gas yourself, and using the lowest-octane called for in your owner’s manual. You can save up to ₹10,000 a year on gas by keeping your engine tuned and your tires inflated to their proper pressure.

 Don’t decide to lease a car just because the payments are lower than on a traditional auto loan. The leasing payments are lower because you don’t actually own the car. Leasing a car is very complicated. When shopping, consider the price of the car (known as the capitalized cost), your …

 Before buying any used car: Compare the seller’s asking price with the average retail price in a “bluebook” or other guide to car prices which can be found at many libraries, banks, and credit unions. Have a mechanic you trust check the car, especially if the car is sold “as …

You can save thousands of rupees over the lifetime of a car by selecting a model that combines a low purchase price with low depreciation, financing, insurance, gasoline, maintenance, and repair costs. Ask your local librarian for new car guides that contain this information. Having selected a model and options …

Since car rental rates can vary greatly, compare total price (including taxes and surcharge) and take advantage of any special offers and membership discounts. Rental car companies offer various insurance and waiver options. Check with your automobile insurance agent and credit card company in advance to avoid duplicating any coverage …

Here is how you can save money on airline fares  Compare low-cost carriers with major carriers that fly to your destination. Remember, the best fares may not be out of the airport closest to you. You may save by including a Saturday evening stay-over or by purchasing the ticket at …